My input:
1) Not everyone on this board, Tommy, have been convinced that ND is a shoe-in and rules all. Like you said, they haven't beaten anyone yet this year. I've been saying this for over a week. (My main complaint isn't where ND is ranked, it's where MSU is ranked, but that's another debate).
2) Wyvrn, hit my point dead on about the middle-to-low level SEC teams getting boosts from playing the upper level teams. In every other conference, a loss to the upper level teams is a loss. But in the SEC, a loss is at most times considered a "hard fought, close loss" or "a moral victory" and you almost never see said teams drop very far in rankings. Which brings me to
3) Rankings in general. The SEC always gets hyped in the preseason. See South Carolina and TX A&M this year. I'm not going to breakdown their schedules and wins/losses. But it has taken multiple losses before people finally pulled them from the Top 25. Miss St wasn't even ranked in the preseason, but their "big wins" are over #6 A&M (currently not ranked), #8 LSU (currently #11), and #2 Auburn (currently #3). I'm not knocking Miss St...but you better believe that win over A&M started their rise to the top....proving my point that over-hyped, over-ranked teams in the SEC always catapult the winning team, and never drop the losing team as far as other conferences. This is proven year after year after year. And it will happen again this year when Bama, Miss St, Ole Miss, and Auburn all play each other. Throw in GA and LSU, and you have the potential to see 6 SEC teams in the top 12-15 regardless of losses because of who they played...who they beat and who they lost to. Start playing tougher teams outside the conference and see how they stack up on a regular basis (almighty Bama barely beat WVU, almighty Auburn barely beat KSU, etc...sure they won, but these are teams that people in the SEC rave about. Use some common sense and logic to see that the SEC isn't as far ahead of everyone else as you might think.
4) The SEC, like every other conference, has your elite teams on top. And every year there's a slight shuffle. But your powers stay among the top 3-5 times. The SEC has earned the benefit of the doubt in the last 10 years because of national championships, no doubt. But to arrogantly say the SEC is deeper, or that X-team couldn't handle the schedule, etc is ignorant and proven so by hype, overranking, weak OoC scheduling, overall OoC Power5 records, etc.
To sum up, I really feel the rankings need to be thrown away completely. Teams of all power conferences should be forced to play only teams from other power conferences for their OoC games. And the playoff should be expanded to 8 teams with the seeding coming only after everyone has played a full season. It'll never happen that way, but imo, it's the most fair.