You can have your opinion. That's cool. Of course, you only have an opinion about my opinion. You don't have the chest to throw up a prediction of your own.
Next, you said, "I bet Navy would roll their candy a$$es". Neither playoff team, Bama or OU could beat the Vols by a TD in regulation, Florida and Arkansas won late by a combined 5 points.
...and Navy is gonna ROLL them you say.
Who's lost their mind?
yup. anyone could go through any of the top 25's schedules and make a case for XX and question YY. 4 losses.... one could say the following about each...
OK - TN up 17-3 with less than 9 minutes to go, and led with under a minute..... Fell apart. Lost in double OT to a playoff team.
Bama - TN lead with under 3 minutes to go on the road. Henry (Heisman winner) drives to a win. Another top 4 playoff team.
FL - First, FL was playing well until they lost their starting QB, and Harris (horrible) took over. At that point, the Gator's wheels fell off and they were not the same team (zero offense). It's not TN's fault the FL QB took an over the counter GNC supplement.... TN lead by 13 with 10 minutes go. Again, led with under 2 minutes to go... Fell apart again... But not a horrible loss on the road to a team at the time, was improving every week. Also keep in mind FL later, with WG at QB destroyed #3 Miss 38-10..
Ark - TN up 14-0 at on time. Fell apart again... psychological loss IMO (FL loss hangover and the fact they had let 2 previous 14+ pt leads slip away)... definitely worst loss, and was at home. Ark however finished strong the second half of the season. Also, Ark was originally a top 25 team. No excuses on this one.
Again, we can slice and dice anyone's schedule, but to say TN doesn't play any OOC, or is horrible, is just not informed. Hell our schedule could be scrutinized just as easy.... regarding OOC.... TN actually has played home and home with Oregon, OK, ND, and UCLA, and Cal in the last 10-12 years. Proof is in the pudding, so we'll see in the next 2-3 years...