ulukinatme
Carr for QB 2025!
- Messages
- 31,516
- Reaction score
- 17,382
I've got no idea what my current rate is. I only use my card as a convenience, I just pay the entire balance off every month and the credit card company pays me in rewards to keep using the cardI get a notice in the mail from one of my credit card holders. It says that after a review of my account, it is going to change my APR to 24.24% effective May 1. I'm like WTF? Mind you, I have zero balance, have never been late with a payment and always paid well over the minimum due. Along with that, our credit score is in the outstanding range.
I call the company and this lady says to hold on so she can review our account. She comes back on and says "I see you have been a good customer. However, at this time I have no better program to offer you. I suggest you call back on May 1 to see if we can offer you something better at that time."
Time to close that account.
I realize that's not an option for everyone and some months are certainly tight causing me to dip into savings. I hate interest though, it's all money down the drain.
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