Doesn't matter. We'd have only 1 loss. If others have 2-3, we're in IMO. I'll bet it all.
The others won't have 2 or 3.
FSU, undefeated
SEC champion, 1 loss or undefeated (unless the East pulls the upset)
SEC west runner-up, 1 loss (to SEC champion)
Big 12 champion, 1 loss or undefeated
Michigan State (probably), 1 loss
Those are five candidates right there. Who do we get in ahead of without beating FSU? It could be even worse if the SEC East wins the championship game. Then you have THREE SEC candidates, not two (conference champ, plus two one-loss teams from the West).