2016 Presidential Horse Race

[woolybug25]

Here's an additional thought on student loan debt.

If government got out of the business all together and empowered financial institutions to make CREDIT decisions, then we would all be better off. I don't care if the government makes the playbook, but let credit officers make the calls. For instance, I would want them to do the following:

- No loans to students with negative credit scores. Lack of credit is obviously not a problem, but actual slow pays, write offs, etc should not be ignored.
- Student must maintain a certain GPA to continue receiving funds.
- Institutions can decide which majors are bad credit choices (ie I'm not giving a loan to a student that wants to go to Harvard to pursue a social worker degree).*
- Loans are made payable to the University itself, not the student. If they want housing or food paid with student loans, then they can live in the dorms.

*I am not saying that a kid has to have a major as a freshman, but if they don't want to major, then they can go to junior college or utilize state grants, etc. There is a great deal of loan loss associated with students using the funds simply to "find themselves". Then never actually continue the education and default.

 

[dales5050]

That's completely misguided. With very few exceptions, almost anyone can go to a state school and graduate very near debt-free, assuming they work at least part time while in school and full time in the summer.

I graduated ND with $25,000. My options weren't $25K in debt or skip college. My options were $25K in debt or go to URI and graduate debt free. My parents didn't pay a dime for my college (because they didn't have the money). It's a myth that people who can't pay are left footing the entire bill.

First off, it sounds like you had a really good perspective and/or advice when selecting college. Sadly, many do not.

Also, I reject the notion that student debt is so outrageously difficult to get out of. I had $25K paid off within two years of graduation.

But there are many kids in the spectrum. There are kids who have parents make too much money to qualify for aid/grants but don't have the money to help their kids. Then you have the kids who take out money they have access to but either get a degree that is almost worthless or don't graduate at all. For these kids it's very difficult to dig a way out of the hole.

Also, I used kids on purpose. It's crazy that not only are kids allowed to take out massive loans with very little in place to qualify them on their ability to repay but it's encouraged by many.

Lastly, you paid off $25k in loans in two years. That's over $1000 a month. Depending on where you live and what you do...that's almost impossible for many.

What you did was amazing and I am sure it came with some sacrifices. That's good. My point is you don't here 'the public' talking about the need to make those sacrifices.

 

[wizards8507]

Here comes wizard with his, "model citizen" story again...

That's exactly the opposite of what I'm saying. There's nothing special about me or any other "model citizen." I'm not exceptional, nor was I born with any special privilege. My entire point is that you can be a plain, regular person making plain, regular decisions and still not suffer under the "oppression" of the "man."

But there are many kids in the spectrum. There are kids who have parents make too much money to qualify for aid/grants but don't have the money to help their kids.

The aids and grants aren't necessary for state schools. My example was at an extremely expensive private institution. A student at a public school should be able to graduate with much less debt than I had, even without grants or financial aid.

Then you have the kids who take out money they have access to but either get a degree that is almost worthless or don't graduate at all. For these kids it's very difficult to dig a way out of the hole.

In that particular case, it's the student's fault, not the taxpayers'.

Also, I used kids on purpose. It's crazy that not only are kids allowed to take out massive loans with very little in place to qualify them on their ability to repay but it's encouraged by many.

Kids don't go to college. Adults go to college. Most important lesson my dad ever taught me.

Lastly, you paid off $25k in loans in two years. That's over $1000 a month. Depending on where you live and what you do...that's almost impossible for many.

As I said, the hypothetical student we're talking about doesn't need to attend a very expensive private four year school. If they go to a public university or, even cheaper, two years at a community college followed by two more at a state school, they could be graduating with zero or very little debt. Let's say their number is $5,000. They can pay it off just as quickly as I paid mine, even if they're far less aggressive with their payments.

What you did was amazing and I am sure it came with some sacrifices. That's good. My point is you don't here 'the public' talking about the need to make those sacrifices.

I agree that there's a strong societal component that encourages students to take out buckets and buckets of student debt (and credit card debt and car debt and house debt), and that's a major problem. The solution isn't free college.

Not directed at you dales5050, but one of the things that irritates me the most about the Bernie Sanders people is that they're so in love with his plan without actually understanding what it entails. The idiots with $60,000 in debt for their Master of Art History degrees from Wesleyan aren't going to get their loans forgiven. Bernie is talking about free public school, and public schools are pretty darn close to free anyways. It isn't going to solve anything.

 

[gkIrish]

That's exactly the opposite of what I'm saying. There's nothing special about me or any other "model citizen." I'm not exceptional, nor was I born with any special privilege. My entire point is that you can be a plain, regular person making plain, regular decisions and still not suffer under the "oppression" of the "man."

I'm not going to get into my personal details but if you knew everyone's situation you wouldn't think it was so black and white.

Did your parents go to college? Did they graduate from high school?

You wouldn't believe how much bad advice I received from my parents because they didn't know any better.

 

[dales5050]

Here's an additional thought on student loan debt.

If government got out of the business all together and empowered financial institutions to make CREDIT decisions, then we would all be better off. I don't care if the government makes the playbook, but let credit officers make the calls. For instance, I would want them to do the following:

- No loans to students with negative credit scores. Lack of credit is obviously not a problem, but actual slow pays, write offs, etc should not be ignored.
- Student must maintain a certain GPA to continue receiving funds.
- Institutions can decide which majors are bad credit choices (ie I'm not giving a loan to a student that wants to go to Harvard to pursue a social worker degree).*
- Loans are made payable to the University itself, not the student. If they want housing or food paid with student loans, then they can live in the dorms.

*I am not saying that a kid has to have a major as a freshman, but if they don't want to major, then they can go to junior college or utilize state grants, etc. There is a great deal of loan loss associated with students using the funds simply to "find themselves". Then never actually continue the education and default.

I love the direction here but.....

Many students don't even have a credit score before they walk on campus.

The institutions don't want to prevent the flow of money so they would never step in the way of preventing a kid from going to Harvard to be a social worker.

But I really like your idea of the loans being paid to the school itself. So many kids finance everything to live and instead of the bare minimum.

 

[wizards8507]

I'm not going to get into my personal details but if you knew everyone's situation you wouldn't think it was so black and white.

You're an attorney, right?

Did your parents go to college?

Nope. Well, kind of. My mom has a degree but she got it in night school when I was at ND. Neither of my parents had any college education when I was making my school choices.

Did they graduate from high school?

Yes, but barely. My mom was a college dropout and my dad needed summer school to finish his senior year before enrolling in the military.

You wouldn't believe how much bad advice I received from my parents because they didn't know any better.

I sympathize, but we can't be subsidizing bad decision making just because people "didn't know any better." Should the government provide cradle-to-grave support for every child of a teen parent because the teen's mom also had her when she was young and therefore she didn't "know any better"? Should the taxpayer buy the cigarettes and whiskey for every child of a smoker or an alcoholic because they "didn't know any better"?

 

[woolybug25]

I love the direction here but.....

Many students don't even have a credit score before they walk on campus.

That's why I noted that lack of credit isn't an issue. But if someone wants a student loan and they have negative items on a report like late pays, bankruptcy, etc. Then the financial institution should be able to use that as reason for decline. I wasn't talking about young people without credit history, I was referring to people with negative credit items.

The institutions don't want to prevent the flow of money so they would never step in the way of preventing a kid from going to Harvard to be a social worker.

I disagree. Lending institutions want to be paid back. They don't want to make a large loan with no repayment ability in the same way that a bank doesn't want to give a business loan to a project that wont cash flow the payment after completion.

 

[kmoose]

I'm not going to get into my personal details but if you knew everyone's situation you wouldn't think it was so black and white.

Did your parents go to college? Did they graduate from high school?

You wouldn't believe how much bad advice I received from my parents because they didn't know any better.

I'm pretty sure that's a thing of the past, though. There has been so much emphasis on a college education in the last 20+ years, that there is a plethora of information out there, and it is all readily available on the internet. Kids today have no excuses for not having the information to make smart decisions. Even when I started college 30 years ago, I enlisted in the National Guard because they paid tuition to any state school.

The biggest issue I have with the entire subject is that kids today have been brainwashed into thinking that they have two, and only two, choices: get a college degree or live in abject poverty. And that brainwashing has carried over into many adults as well. It's a big reason why Bernie Sanders wants college to be free. I say make college affordable, but not free. Take the difference and subsidize apprenticeship programs in fields like electronics, IT, machining, construction, etc. Then you truly have choices.

 

[dales5050]

I disagree. Lending institutions want to be paid back. They don't want to make a large loan with no repayment ability in the same way that a bank doesn't want to give a business loan to a project that wont cash flow the payment after completion.

I misunderstood what you wrote. I thought institutions = universities.

 

[woolybug25]

I misunderstood what you wrote. I thought institutions = universities.

I see. In that case, they can choose to admit students as social workers if they choose. But if the prospective student cant get loans to pay for it, then they simply wont go.

 

[dales5050]

That's exactly the opposite of what I'm saying. There's nothing special about me or any other "model citizen." I'm not exceptional, nor was I born with any special privilege. My entire point is that you can be a plain, regular person making plain, regular decisions and still not suffer under the "oppression" of the "man."

I think your ability to pay over $1000 to student loans is pretty damn unique. Would love to be corrected but my inference is you either landed a high paying job (abnormal when you look at everyone) or you had a really low cost of living.

I don't know what your job is or how you did it....but I think it's pretty rare for most people in their 20s fresh out of college to have $1000 a month for student loans.

Kids don't go to college. Adults go to college. Most important lesson my dad ever taught me.

Your dad is smart and you're lucky to have gotten that advice. My point is most don't get that.

As I said, the hypothetical student we're talking about doesn't need to attend a very expensive private four year school. If they go to a public university or, even cheaper, two years at a community college followed by two more at a state school, they could be graduating with zero or very little debt. Let's say their number is $5,000. They can pay it off just as quickly as I paid mine, even if they're far less aggressive with their payments.

I love the community college path. Also had a friend who is now a town judge that went to a state school for two years before transferring to an Ivy. Similar path to save money. Also got her JD from the same state school.

But many community colleges do not provide dorms and many students don't have all of the resources like others. Also, it's not like Guidance Counselors are pushing this very wise path. They are pushing the best school possible.

I agree that there's a strong societal component that encourages students to take out buckets and buckets of student debt (and credit card debt and car debt and house debt), and that's a major problem. The solution isn't free college.

Not directed at you dales5050, but one of the things that irritates me the most about the Bernie Sanders people is that they're so in love with his plan without actually understanding what it entails. The idiots with $60,000 in debt for their Master of Art History degrees from Wesleyan aren't going to get their loans forgiven. Bernie is talking about free public school, and public schools are pretty darn close to free anyways. It isn't going to solve anything.

I agree 100% with you here. I think free college is one of THE worst ideas in a long time. Not only does it do nothing to prevent the Wesleyan idiots you describe but more importantly it does nothing to actually lower to cost of education.

One idea that I really like is pushing the age back to qualify for any type of funding (grant, aid or loan) to 20 or 21 or 2 years of some type of employment or internship. I don't care if it's fast food or working in the mail room. Until you understand the 'outside' it's really hard for most to understand the importance of what you do with your time at college.

Let people get out in the world on their own before they tie themselves down with debt.

 

[BleedBlueGold]

I think your ability to pay over $1000 to student loans is pretty damn unique. Would love to be corrected but my inference is you either landed a high paying job (abnormal when you look at everyone) or you had a really low cost of living.

I don't know what your job is or how you did it....but I think it's pretty rare for most people in their 20s fresh out of college to have $1000 a month for student loans.

I've backed Wiz in other threads and I'll do it again here. There is a huge problem in this country with people living beyond their means. Paying off student loan debt isn't as simple as "you landed a high paying job." Mo money, mo problems, yo. Paying off large amounts of debt is a personal choice to live below your means and utilize the excess to pay towards said debts. Too often, kids fresh out of college will get a job and then immediately start buying shit. New car, new clothes, going out to eat/bars all the time, traveling, new house, etc. College is extremely expensive, but the other part of the problem is that people don't focus on living below their means.

 

[GowerND11]

I went to a public university. I have more debt than what a lot of people claim I should have going to a public university. 4 years @ $18K is a lot. On top of that, as others have mentioned, my parents made enough that I couldn't get much of any financial aid. In fact, you are more likely to get financial aid, especially through the school, by going to a private university. Especially when it is need based, like what ND does.

I am paying my dues, but it's tough. I don't think the government should really be involved, but I feel there has to be some way to help with the burden. I'm not sure what it is though.

 

[NorthDakota]

you probably have a point...although my offspring are point guard sized girls, so the snow removal may happen, but with a lot of bitching.

My only experience with North Dakota was, I spent a spring break with my brother who was stationed at Minot at the time...I have never in my life seen a temperature swing like that...I got off the plane at like 30+ degrees and within a day it was like 30 below or something insane...I just remember my brother's dog going out to pee and falling over because the pads on his feet froze up...That place is big boy cold. I got back to school and I can promise you I had no sign of Sun having been on me...

Find some nice boys in the nieghborhood to exchange snow removal for food or beer! Our neighbors did that a time or two for us. Yeah, not much of a spring break destination up here.

That's completely misguided. With very few exceptions, almost anyone can go to a state school and graduate very near debt-free, assuming they work at least part time while in school and full time in the summer.

I graduated ND with $25,000. My options weren't $25K in debt or skip college. My options were $25K in debt or go to URI and graduate debt free. My parents didn't pay a dime for my college (because they didn't have the money). It's a myth that people who can't pay are left footing the entire bill.

Also, I reject the notion that student debt is so outrageously difficult to get out of. I had $25K paid off within two years of graduation.

I don't doubt that it can be done potentially. I knew some people who would go to the Bakken in the summer and work for the oil industry and they came out with little/no debt or an assload of spending money. Other than those folks, I don't know anyone who didn't have serious scholarships make it out of school with no debt.

Tuition and fees and what not put school around $10,000/year at our very modestly priced land grant. Pretty tough to acquire that kind of money as a college student even working full-time in the summer.

Honestly, I think the most important thing is to be aware of what you are getting yourself into and select a major/career path that will allow you to pay your obligations.

 

[dales5050]

I've backed Wiz in other threads and I'll do it again here. There is a huge problem in this country with people living beyond their means. Paying off student loan debt isn't as simple as "you landed a high paying job." Mo money, mo problems, yo. Paying off large amounts of debt is a personal choice to live below your means and utilize the excess to pay towards said debts. Too often, kids fresh out of college will get a job and then immediately start buying shit. New car, new clothes, going out to eat/bars all the time, traveling, new house, etc. College is extremely expensive, but the other part of the problem is that people don't focus on living below their means.

Well I agree that paying off debt is a personal choice...especially when it's a large amount of debt. There is also no excuse for new cars, travel or going out all of the time. There we agree.

But I see both sides.

The reality is the job market is difficult. Mostly because boomers spent money like drunken sailors (both theirs and the governments) and are finding it difficult to retire. So many are forced to move to where they can find employment but this often comes at the expense of the 'home base' safety net.

Things like new clothing (to an extent) are required for many jobs. And while a new car is a luxury...a working car is not for many.



I am not saying things should be made easier or that the people taking out this debt are not responsible. They are.

What I am saying is that there is a massive effort to sell the myth of a better lift for everyone if you go to college. That is simply not true.

We should not be making it easier to go. We need to make it more difficult.

 

[phgreek]

Find some nice boys in the nieghborhood to exchange snow removal for food or beer! Our neighbors did that a time or two for us. Yeah, not much of a spring break destination up here.



I don't doubt that it can be done potentially. I knew some people who would go to the Bakken in the summer and work for the oil industry and they came out with little/no debt or an assload of spending money. Other than those folks, I don't know anyone who didn't have serious scholarships make it out of school with no debt.

Tuition and fees and what not put school around $10,000/year at our very modestly priced land grant. Pretty tough to acquire that kind of money as a college student even working full-time in the summer.

Honestly, I think the most important thing is to be aware of what you are getting yourself into and select a major/career path that will allow you to pay your obligations.

So, so, so critical to the back end, and being able to live...and meet your obligations

 

[wizards8507]

I think your ability to pay over $1000 to student loans is pretty damn unique. Would love to be corrected but my inference is you either landed a high paying job (abnormal when you look at everyone) or you had a really low cost of living.

Between the two of us, my wife and I made about $80K total. That's not unreasonable for anyone and if you have a roommate, you get the same benefit of pooled expenses that I got being married.

Regardless, I'm not trying to say that every person should be able to easily pay off $25K in two years. My bigger point is that most people should be able to graduate with a useful degree with far less than $25K in debt so they don't have to do what I did in the first place.

 

[Legacy]

ÒMore Seniors Carry Student Loan Debt into Retirement

Tax refunds and Social Security payments can be withheld from retirees who fail to pay off education loans.

Americans are increasingly entering their retirement years with student loan debt. Outstanding federal student loan balances for people 65 and older have ballooned from about $2.8 billion in 2005 to $18.2 billion in 2013, according to a GAO analysis of Survey of Consumer Finances data. There are now approximately 706,000 senior citizen households that still have student loan debt.

[Read: College Discounts for Retirees.]

Senior citizens are less likely to have student debt than young people. Nearly a quarter of households headed by people under age 65 – some 22 million people – have outstanding student loans, compared to 4 percent of households headed by someone ages 65 to 74. But borrowers 65 and older are much more likely to have defaulted on their federal student loans. Only 12 percent of people between ages 25 and 49 have federal student loans in default, compared to over a quarter (27 percent) of retirees ages 65 to 74 and more than half of loans held by seniors ages 75 or older.

Student loan debt after age 65 can significantly impact the finances of retirees. If federal student loans go unpaid for more than a year the Department of Education may take action to recover the funds. Borrowers who miss one or more student loan payments have a little over a year to resume payments or renegotiate the terms of the loan before collection procedures are initiated. Once the loan has been delinquent for 425 days the Department of Education can begin collection proceedings, perhaps including garnishing wages, sending the loan to a collection agency, charging collection costs, initiating litigation and reporting the failure to repay to credit reporting agencies. Federal payments to borrowers who have not made scheduled loan repayments can be withheld to repay the loan, including tax refunds and Social Security retirement or disability benefits.

[See: 10 Numbers Everyone Should Know About Social Security.]

The Department of Education sends a list of newly defaulted loans that have remained unpaid for more than 425 days to the Treasury each year in July. At that point any available tax refunds are used to repay the loan without prior notice to the debtor. Borrowers who receive federal monthly benefits are informed by mail that their benefits will be offset 60 days and 30 days before the money is reallocated to the debt. The Treasury also charges a fee of $15 per offset in fiscal year 2014.

A portion of the debtor's Social Security disability, retirement or survivor benefits can also be withheld to pay off the loan. Social Security offsets to pay student loan debt grew by 500 percent from approximately 6,000 in 2002 to 36,000 in 2013 among people age 65 and older. The Treasury collected about $24 million by withholding Social Security benefits from debtors in 2002, a number that increased to $150 million in 2013. However, the average monthly amount withheld from each retiree increased only marginally over the past decade from $120 to $130.

Federal law limits how much can be removed from Social Security checks to repay student loans. Social Security benefits paid to debtors can be withheld by as much as 15 percent of the total benefit or the amount that exceeds $750 per month, whichever is lower. For example, a debtor with a Social Security benefit of $1,000 per month would have 15 percent of his benefit, or $150, withheld because that is less than the portion of the benefit over $750, which is $250. However, the $750 limit was set in 1998, when that amount was above the poverty line for a single adult age 65 and older, and has not been adjusted to keep up with inflation. “Because the statutory limit at which monthly benefits can be offset has not been updated since it was enacted in 1998, certain defaulted borrowers with offsets are left with Social Security benefits below the poverty threshold,” according to the GAO report. “This creates the potential for an unpleasant surprise for some, as their benefits are offset and they face the possibility of a less secure retirement.”

[Read: More Parents Use Retirement Accounts to Pay for College.]

Seniors may continue to have student loan debt in retirement because they chose to make small payments over a longer period of time, accumulated interest and fees on late payments or went back to school late in their career. Some adults also cosign loans or take Parent PLUS loans to help their children pay for college, but the majority of outstanding loans for those ages 65 to 74 (82 percent) are for the borrower’s own education costs. Most student loan debt cannot be eliminated in bankruptcy, so the loans typically stay with individuals until they pay them off, even if that means having the money withheld from retirement benefits.

Will Student Loans Debt Destroy Your Retirement?

We all hear a lot about the student debt crisis. The fact that college graduates have amassed a collective $1.2 trillion in loans is nothing short of ludicrous.

When you think of those affected by student debt, you probably picture recent grads in their early 20s, struggling to make their monthly loan payments on their skimpy entry-level salaries. But student debt isn't limited to those fresh out of college, or even those a decade or two into the workforce with loans still looming. Many of the people who owe big money on their loans are soon-to-be retirees.

In recent years, the amount of student debt carried by retirees and pre-retirees has skyrocketed. Back in 1989, pre-retirees with debt carried an average of just $600 in student loans apiece, but by 2013, that average grew to almost $8,000. Meanwhile, retirees with debt carried an average of just $400 in student loans in 1989, but in 2013, that figure reached a frightening $2,300.

As of 2013, the 65-and-older crowd is on the hook for approximately $18.2 billion in student loans, and about 706,000 senior citizen households are still carrying some amount of student debt. And while student loan balances have increased significantly among borrowers of all ages in the past 10 years, the fastest growth has been seen among borrowers aged 60 or older.

How Older Americans Can Cut Student Debt (very good article from CNBC)

TED CRUZ: ABOLISH DEPARTMENT OF EDUCATION
Schooling 'too important' to leave to 'unelected bureaucrats'

Ted Cruz would abolish the Dept of Education, leaving states and local governments or private lending institutions to provide loans - and collect them. Loans probably would be at higher interest rates, since states could not absorb the debt.

Federal loan debt is not forgiven due to bankruptcy. Private sources of loans may be. So, if more people then declare bankruptcy due to inability to repay these loans with banks and local governments on the hook....

 

[BleedBlueGold]

Trump's campaign manager charged with misdemeanor battery.

First glance at the video for me. I don't see what the big deal is. But whatevs. #AnyoneButTrump

 

[GoIrish41]

Trump's campaign manager arrested on battery charges.

Ha! Best paragraph in the story from Huffington Post: "Lewandowski will be represented by two defense lawyers. One of them is Kendall Coffey, a former U.S. attorney who was forced to resign that post after he bit a stripper in Miami in 1996."

Trump Campaign Manager Charged With Battery Of Reporter He Called ‘Delusional'

 

[dales5050]

Between the two of us, my wife and I made about $80K total. That's not unreasonable for anyone and if you have a roommate, you get the same benefit of pooled expenses that I got being married.

Sorry but I don't agree.

There is a huge difference between sharing expenses with a spouse than a roommate. Splitting costs ≠ shared income.

For example, if you have a roommate but find yourself out of work...it's on you. You can't just say let's cut the cable or other cost saving measures. If you're married and find yourself out of work...you work on the issue together with your combined income.

Regardless, I'm not trying to say that every person should be able to easily pay off $25K in two years. My bigger point is that most people should be able to graduate with a useful degree with far less than $25K in debt so they don't have to do what I did in the first place.

1 - Many, sadly, don't get useful degrees.

2 - When you're married or have a combined income you have more flexibility in your pursuit of a better paying job.

 

[ACamp1900]

Between the two of us, my wife and I made about $80K total. That's not unreasonable for anyone and if you have a roommate, you get the same benefit of pooled expenses that I got being married.

Regardless, I'm not trying to say that every person should be able to easily pay off $25K in two years. My bigger point is that most people should be able to graduate with a useful degree with far less than $25K in debt so they don't have to do what I did in the first place.

I worked my tail off during college, always at least one job, at most I worked three separate jobs on top of school (did that for much of my sophomore year)... I paid what I could towards my education and still came out with far more than 25k in loan debt (including my graduate degrees of course) ... I admire and am insanely jealous of what were able to pull off but every situation is completely different. I'm not advocating some massive forgiveness but the issue continues to be brought up for a reason.

 

[dales5050]

Trump's campaign manager charged with misdemeanor battery.

First glance at the video for me. I don't see what the big deal is. But whatevs. #AnyoneButTrump

Not a fan of Trump but since the topic is simple battery and people are talking about college...this video is interesting

<iframe width="560" height="315" src="https://www.youtube.com/embed/jDlQ4H0Kdg8" frameborder="0" allowfullscreen></iframe>

I wonder if she will be fired?

 

[phgreek]

Trump's campaign manager charged with misdemeanor battery.

First glance at the video for me. I don't see what the big deal is. But whatevs. #AnyoneButTrump

saw an overhead shot of the video...if it were a guy, I'm not sure we would be having this conversation.

that said, the guy sure as hell grabbed her, and pulled her back away from Trump, and put himself between her and Trump, and let go...

Doesn't seem like he was overly aggressive...he didn't send her flying or throw her to the floor...seems pretty petty to me.

 

[woolybug25]

Not a fan of Trump but since the topic is simple battery and people are talking about college...this video is interesting

<iframe width="560" height="315" src="https://www.youtube.com/embed/jDlQ4H0Kdg8" frameborder="0" allowfullscreen></iframe>

I wonder if she will be fired?

Where did this happen? She better damn well be fired. That is harassment, racism and unprofessional behavior. Can you imagine if that was two white people cornering a black guy with straightened hair and said this same thing?

 

[ACamp1900]

Where did this happen? She better damn well be fired. That is harassment, racism and unprofessional behavior. Can you imagine if that was two white people cornering a black guy with straightened hair and said this same thing?

That white dude's mannerisms annoyed the hell out of me tho...

 

[NDinL.A.]

Trump's campaign manager charged with misdemeanor battery.

First glance at the video for me. I don't see what the big deal is. But whatevs. #AnyoneButTrump

saw an overhead shot of the video...if it were a guy, I'm not sure we would be having this conversation.

that said, the guy sure as hell grabbed her, and pulled her back away from Trump, and put himself between her and Trump, and let go...

Doesn't seem like he was overly aggressive...he didn't send her flying or throw her to the floor...seems pretty petty to me.

Love it! I don't even care if it was overly physical or not...his reaction after the fact (attacking her character and acting like a massive jackass) and his behavior on the campaign trail makes me hope that he gets convicted, even if it means paying a fine. Fuck him. Fuck Trump. Two awful human beings. #nevertrump

 

[Rizzophil]

#anyonebuthillary

 

[NDinL.A.]

#anyonebuthillary

Trump is a buffoon, a racist, a sexist, a liberal one day and a conservative the next, clueless on MAJOR policy issues, a guy who has given jobs to foreigners and taken his companies to foreign countries instead of giving those jobs to Americans (you know, the same people he claims to love), a narcissist, a fraud, is purposely trying to divide this country between white and non-white (and succeeding, sadly) and just a general awful human being.

I'm not even a Hillary fan, but I'd even take her over Trump. The man is literally rolling out the red carpet to get Hillary into the White House (check the polls), and his followers are too stupid to realize it. Considering how much he has supported Hillary and said how great she was doing in the past, I wouldn't be surprised if he is happy she will win the general. #nevertrump

 

[dales5050]

Where did this happen? She better damn well be fired. That is harassment, racism and unprofessional behavior. Can you imagine if that was two white people cornering a black guy with straightened hair and said this same thing?

Occurred at San Francisco State University on 3/28/2016. She is an employee of the school according to the video.

Her face at the end when she realizes that she was filmed is priceless.