You're missing a fundamental aspect of it all. It IS NOT the government's money. PERIOD. The fact that you think so is part of the problem with our country. It's the people's money and the government is tasked with being a good steward of the public funds. The government is supposed to work for us, not the other way around. Here's something from the Obama administration archives concerning the OMB: "The Federal Government has a fundamental responsibility to be effective stewards of the taxpayers' money." This has been someth9ing explicitly stated since at least the Jefferson administration.
If you support debt relief, how about paying off people's medical bills? How about paying for all chemo treatment for cancer patients? Why not car payments for young people who bought more car than they can afford? I spent too much on guitars last year, so how about my credit cards? Student loan debt is the product of people making really bad decisions about how much to borrow, what school to attend, what degree to earn, and then saying, "Oh, my degree in XYZ won't get me a job that will allow me to support myself and pay my debts." Yeah, welcome to reality. LOTS of us wanted to study something fun instead of practical, but knew the consequences, so we made mature decisions. It's not our job to pay your debts. You earned them. I paid mine. The rest of us paid ours. We have NO obligation to pay someone else's who made bad decisions. Now, if YOU want to pay them, nobody will stop you. Have at it.