CanadianIrish
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Alternatively, you can look at people like Jake Locker who lost millions by coming back. Sam Bradford managed to pull it off but very nearly did the same. Factor in that they're injury prone and another year gives them the chance to redeem, but we're also assuming they have amazing years. What if they don't? What if they get hurt again?
Jake Locker was being talked about as a first overall pick, not a second round pick. Floyd and Rudy can't do much worse than they are now in terms of draft positioning.
This is an outrageously strong year for wide receivers, whereas next year the only big prospect on the boards now is Alshon Jeffrey (who I think grossly overperformed this year). Floyd is likely to make more money if he's a first round pick next year than a late second this year - he'll go after Green, Jones, Baldwin for sure.
As for Rudy, I think the same applies. He's going to be the top tight end whenever he comes out, but because of injuries he's getting pushed into the second round when he's a first round talent. He isn't going to be able to workout for the scouts at 100% because of his injury, and that's going to hurt him more.
In both cases I think it makes more sense financially for them to come out - except for a risk of a change to the rookie pay scale that might come in the next CBA. However, there is also the emotional issue. This is the senior year for our 2008 recruits who were a top 3 class despite the fact we were terrible that year. Crist, Rudy, Floyd, Cwynar etc. were supposed to get their shot at a national title this year, and I think there will be a big emotional factor playing on these kids too.
If they come back I truly think we're going to a BCS bowl.